XRP
Cross River Bank Integrates Ripple's RLUSD Stablecoin Into Core System
Cross River Bank has added Ripple's dollar-backed stablecoin to its core operating system, while XRP's market price showed little reaction to the move.
New Jersey-based Cross River Bank announced the integration of Ripple USD (RLUSD), Ripple's dollar-pegged stablecoin, into its Core Operating System (COS). The system records account balances and transactions, allowing fintech clients to access the XRP Ledger and move funds between dollars and RLUSD around the clock through existing APIs without building dedicated crypto infrastructure.
The lender provides underlying chartered banking services to fintech firms, including card issuing, card processing, marketplace lending, and settlement through RTP, FedNow, ACH, and wire transfers. The integration is intended to facilitate faster and intraday settlement for card issuers and merchant acquirers. Financial terms of the agreement were not disclosed by Ripple.
Following the announcement, XRP traded at $1.34, up 1.3% over the prior 24-hour and 30-day periods, remaining well below its peak of $3.65 reached in July 2025.
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