XRP
Cross River Bank Integrates Ripple Stablecoin RLUSD for Banking Services
Cross River Bank has partnered with Ripple to support the RLUSD stablecoin on the XRP Ledger, enabling around-the-clock settlements for fintech clients.
Cross River Bank has entered into a partnership with Ripple to incorporate the RLUSD stablecoin into its primary banking platform, enabling payments and settlements on the XRP Ledger. Announced in October 2026, the integration provides fintech clients with a single API to execute continuous 24/7 transactions and treasury transfers alongside conventional banking features.
According to the announcement, the integration combines regulated banking rails with the XRP Ledger, which typically completes settlements within three to five seconds at low fees. The RLUSD stablecoin maintains a market capitalization exceeding $2.5 billion, with more than $1 billion issued directly on the XRP Ledger.
The partnership prompted market discussion because Cross River Bank also serves as the infrastructure provider for X Money, the payment service associated with the social platform X. However, the report highlights that the agreement is strictly between Cross River Bank and Ripple, with no confirmed integration involving X Money, RLUSD, or the XRP Ledger.
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