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XRP Posts Thirty-Seven Percent Gain Over Ninety Days While Lagging Peak Valuation

XRP slightly outpaced Bitcoin over a three-month window but remains down nearly sixty percent from its July 2025 all-time high.

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Over a 90-day period leading into October 2026, XRP advanced 37%, slightly higher than Bitcoin's 36% gain over the same span. However, Bitcoin remains closer to its record valuation, trading 33% below its peak, whereas XRP sits approximately 59% below its all-time high of $3.65 reached in July 2025. Other major tokens outperformed both over the quarter, with Ethereum rising 57% and Solana gaining 48%.

Trading near $1.49 on October 1, 2026, XRP would require a 145% rally to match its prior record. A large portion of its 90-day return came from a single surge in mid-August, when the token moved from $1.00 to an intraday high near $1.70 within roughly a week before consolidating.

Reaching its previous peak would require XRP's market capitalization to increase from its current $94 billion across 63 billion circulating tokens to roughly $230 billion—a $136 billion inflow. An additional 37 billion tokens from the 100 billion maximum supply remain outside circulation, largely held in escrow by Ripple and distributed over time.

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