XRP
XRP distribution data defines holder tiers for September 2026
Network distribution metrics show holding thresholds required to reach top percentage ranks among XRP wallets.
Data detailing XRP wallet balances in September 2026 indicates that an address requires approximately 44,237 XRP to enter the top 1% of holders. Reaching the top 10% threshold requires roughly 2,100 XRP, while the top 5% boundary stands at about 7,400 XRP. The top 4%, 3%, and 2% tiers require approximately 10,140 XRP, 13,949 XRP, and 21,628 XRP, respectively.
The analysis notes that wallet-level metrics do not directly correlate to individual ownership figures. Single users may maintain multiple addresses, while the largest individual balances often correspond to institutional custodians, over-the-counter desks, or founders.
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